Serving Rhode Island and
Massachusetts Since 2003
Attorney Todd S. Dion, Esq.
Contract, Mortgage and Foreclosure Defense Litigation, Loan Modification and Bankruptcy
If you are behind on your mortgage, are in foreclosure or have already been foreclosed on do not give up. Attorney Todd S. Dion is a leader in foreclosure defense litigation and can help you fight back and get control. Call Attorney Dion now.
Let us help you prevent and stop foreclosures and evictions by large banks. Call Attorney Dion now.
Rely on us on helping you walk out of stressful situations and determine which type of bankruptcy solutions fits you.
Take advantage of the help we offer to try and work out a deal involving refinancing or a loan modification with your lender.
We're always happy to help you with any of your legal concerns. Call to set up a time to come in and see us.
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Attorney Dion Wins Landmark Decision Before the R.I. Supreme Court
On June 2, 2020, the Rhode Island Supreme Court strongly agreed with Attorney Dion’s arguments and reversed a foreclosure that occurred nearly 5 years ago in the now leading case of Cesar Woel v Christiana Trust and Selene Finance. Attorney Dion has spearheaded the fight for homeowner rights against their mortgage companies in Rhode Island and Massachusetts for many years and is highly regarded as a leading attorney in the area of foreclosure defense.
https://www.courts.ri.gov/Courts/SupremeCourt/SupremeOpinions/18-347.pdf
A webcast of Attorney Dion’s oral argument before the Massachusetts Supreme Judicial Court in the case of Thompson v. JP Morgan Chase. The case is based on an original theory and analysis of mortgage and foreclosure law that Attorney Dion initially won before the United States First Circuit Court of Appeals but was later certified to the Massachusetts Supreme Judicial Court since the decision called in question nearly every residential foreclosure that took place in the Commonwealth of Massachusetts since 2012. According to the First Circuit, the terms of the mortgage and the terms of the notice of default conflicted with each other and thus rendered the notices and the foreclosure void
https://boston.suffolk.edu/sjc/pop.php?csnum=SJC_12798
https://cases.justia.com/federal/appellate-courts/ca1/18-1559/18-1559-2019-02-08.pdf?ts=1549661411
Webcast of Attorney Dion’s oral argument before the Massachusetts SJC in Thompson v. JP Morgan Chase
On February 27, 2018 the United States District Court for the District of Rhode Island agreed with Attorney Dion's argument that a failure to conduct a face to face meeting with a homeowner prior to a foreclosure will render a foreclosure null and void if the homeowner has an FHA insured mortgage. If you have an FHA insured mortgage in Rhode Island or Massachusetts and are falling behind on your mortgage, facing foreclosure or have already been foreclosed on Attorney Dion can help you. Call now.
https://www.govinfo.gov/content/pkg/USCOURTS-rid-1_17-cv-00136/pdf/USCOURTS-rid-1_17-cv-00136-1.pdf
Attorney Dion Convinces R.I. Federal Court that a Failure to Conduct a Face-to-Face Meeting with a Homeowner Will Reverse a Foreclosure.
On September 24, 2019 the United States District Court for the District of Rhode Island denied an unlicensed mortgage servicer's Motion to Dismiss Attorney Dion's class action lawsuit against Ocwen Loan Servicing. The class action alleged that foreclosures conducted by Ocwen are null and void because Ocwen did not have a third party servicing license in accordance with Rhode Island law and the Applicable Law provisions of the mortgage contracts. if you are having trouble with your mortgage servicer Attorney Dion can help you.
https://www.govinfo.gov/content/pkg/USCOURTS-rid-1_17-cv-00136/pdf/USCOURTS-rid-1_17-cv-00136-1.pdf
https://ecf.rid.uscourts.gov/cgi-bin/show_public_doc?2018cv0385-20
Attorney Dion Successfully Surpasses Unlicensed Mortgage Servicer"s Motion to Dismiss in Putative Class Action
On March 6, 2018 the United States District Court for the District of Massachusetts agreed with Attorney Dion and denied Bank of America's Motion for Summary Judgment in the case of Zucker v. Bank of America. The case involved Bank of America's failure to provide a final modification contract and unfairly deny a final modification after the homeowner complied with all of the terms of his trial modification contract. Many times mortgage companies breach the terms of their own trial modification and final modification contracts and proceed with foreclosure in bad faith. Attorney Dion has successfully prevented this from happening for many of his clients including the homeowner in this case. If you have been denied a mortgage modification Attorney Dion can help you.
https://www.govinfo.gov/content/pkg/USCOURTS-mad-1_16-cv-10353/pdf/USCOURTS-mad-1_16-cv-10353-0.pdf
Attorney Dion Successfully Defends Against Bank of America's Motion for Summary Judgment in Modification Contract Case
